Professor Timothy S. Jost, the Robert L. Willett Family Professor of Law, recently had his article,Employers and the Exchanges Under the Small Business Health Options Program: Examining the Potential and the Pitfalls, 31 Health Affairs 267 (2012), published in the Health Affairs Journal.
The article discusses the Small Business Health Options Program (SHOP), which was created as part of the Affordable Care Act, and is intended to create a marketplace for small, and perhaps eventually large, employers to purchase health insurance for their employees. The paper introduces a collection of articles that illuminate the need for small-business exchanges and discuss how they will function. It also describes the difficulties these exchanges will face, as well as the opportunities they will offer to states, employers, and individuals. The success or failure of small-business exchanges may well hinge on how states choose to address these challenges.